What roadside assistance program are you using?

As a rideshare driver, you never know when you will need to call for roadside assistance. Keys locked in the car, flat tire, stuck in a ditch, or worse an accident, having a company you can rely on can bring you peace of mind. 

Today, there are a wide variety of programs available but how do you choose the one that is right for you? According to Living On The Cheap  “When deciding which program is right for you and your family, consider who needs to be covered and what vehicles they drive, and whether you need to be covered in other vehicles. You also want to compare different companies’ average response times for service calls, whether memberships cover all costs or if you’ll need to seek reimbursement, whether calls cover accidents or just electrical/mechanical failure, and how often and for what distance towing is covered.” 

There are 3 ways to choose your roadside assistance program:

New or certified used car purchases – When you purchase a new or certified used car, they often come with roadside assistance included for free. Edmunds has put together a list of manufacturers that offer this service.

Traditional programs – The most common way to get coverage is to purchase a program like AAA but there are other options available. Good Sam Roadside Assistance, AARP Roadside Assistance with AllState (55yr+), and others. Pricing can vary greatly depending on the types of coverage and number of drivers. It can take some time to sort out all of the options but that homework can pay off with savings.

Credit cards companies, phone companies, and auto insurance carriers – American Express, Visa, Mastercard and Discover all offer their members some form of coverage but it is limited. Both Verizon and AT&T have coverage for a small additional monthly fee. Insurance companies often have their own programs, but again there is an additiinal monthly charge beyond your plan’s premiums.

Whichever route you choose, you can be secure in knowing that a backup plan is in place when you are stranded.

Monday: Your car smells like weed because of your last rider, now what?

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